ROI Calculator

Premium

See exactly what your portfolio earned

Calculate Return on Investment based on actual performance, not projections — with absolute P/L, ROI %, and an automatic CAGR read-out.

ROI +0.00%

Snapshot:Rs 100k→Rs 120k·No duration set

+0.00% ROI

Invested

Rs 100k

Current value

Rs 120k

Profit / Loss

+Rs 0

unrealised gain

ROI

+0.00%

add duration for CAGR

Composition

How invested capital and gains stack up in today’s value.

Invested share

83.3%

Gain share

+0.0%

Annualised performance

Compare your return against PSX, T-bills and inflation.

Annualised return (CAGR)

—

Set a duration below to compute CAGR

vs. benchmarks

KSE-100 (long-run)

indicative · ~15% p.a.

-15.0pp

You +0.0%Bench 15% p.a.

T-Bills (1-yr)

indicative · ~12% p.a.

-12.0pp

You +0.0%Bench 12% p.a.

CPI Inflation

indicative · ~8% p.a.

-8.0pp

You +0.0%Bench 8% p.a.

Benchmarks are indicative long-run averages, not live quotes.

Investment data

Use actuals, not projections — sum every contribution and pair it with today’s value.

1Total investedPKR

Initial buy + every top-up contribution.

2Current valuePKR

Live market value, or realised proceeds if exited.

3Holding periodoptional

Needed only to compute the annualised CAGR.

Learn the calculator

Master this tool in 60 seconds

ROI is the single best yardstick for any past investment. It strips out time, currency and asset type and leaves you with one number: what each rupee returned. Pair it with CAGR for a true annualised read.

Step by step

How it works

1
Enter what you actually invested
Sum every contribution you made — the initial buy, top-ups, additional purchases. Use the all-in cost basis, not just the first trade.
2
Enter the value now (or at exit)
Use the live market value if the position is open, or the realised proceeds if you have already sold.
3
Read absolute P/L and ROI %
Profit is the rupee difference; ROI normalises it as a percentage. ROI works across positions of different sizes.
4
Add duration for CAGR
CAGR turns a multi-year ROI into a single annualised growth rate — perfect for comparing investments held for different periods.

Behind the math

The formula

ROI % = (Current Value − Total Investment) / Total Investment × 100 CAGR % = ((Current Value / Total Investment) ^ (1 / Years) − 1) × 100

ROI is a simple percentage gain. CAGR answers the question “at what constant annual rate would my investment have to grow to land at today's value?” — it factors in the time horizon, which raw ROI ignores.

Right tool, right moment

When to use it

Comparing two PSX trades of different sizes head-to-head
Reviewing the past performance of an open position
Benchmarking a portfolio against KSE-100 or KMI-30 returns
Reporting investment performance to a partner or family member

Sharpen the edge

Pro tips

1
Always use the all-in cost basis (including brokerage) for a true ROI — our Commission Calculator can help.
2
A high ROI over 10 years can still be a poor CAGR. When in doubt, look at the annualised rate.
3
Subtract inflation (CPI) from CAGR to get the real return your purchasing power has earned.
4
For dividend-paying stocks, add cumulative dividends received to current value for a total-return ROI.

Frequently asked

Common questions

What is a "good" ROI for PSX stocks?

There is no universal answer, but long-term PSX equities have historically returned around 14–18% CAGR in PKR. Anything above the risk-free rate (T-bill yield) is a positive real-return investment.

Should I include dividends in current value?

For total return, yes — add cumulative dividends received to the current market value. Without dividends, you understate the actual return on dividend-paying stocks.

When should I prefer CAGR over ROI?

Whenever the holding period differs across investments. ROI of 40% over 1 year is very different from 40% over 10 years; CAGR makes them comparable.